| | Definitely hire a Buyer’s Agent to exclusively represent your interests during the purchase. A Buyer’s Agent must share all information regarding the home with you and this will save you from making costly mistakes. |
| | Know the neighborhood and the neighbors. Take the time to drive through the neighborhood at different times of the day and introduce yourself to as many neighbors as possible. You can learn more about the neighborhood from those who live there than from any other source. Be sure to ask non-probing questions like “How long have you lived here? What do you like best about the area? If you were to do it all over again, would you choose the same neighborhood?” Ask about our FREE e-neighborhood reports. |
| | Do not make your decision to buy based on one visit. We believe in love at first sight, but buyer’s remorse can happen if your decision is made too quickly. When you fall in love with a house, our agents expect and are more than happy to take you there several times before making your offer. |
| | Keep a creative eye out for ways to improve the home. Making simple improvements like landscaping and painting can increase the value of your new home and your equity. And of course, we can provide professional consulting to help you. |
| | Order a comprehensive home inspection within the time limit provided in the purchase agreement. Thorough home inspections catch potentially expensive repair problems that may or may not be visible to the naked eye. |
| | Rely on and trust your agent to answer all your questions about the buying process and to help you determine the aspects of your new home that are most important to you. Buying a home is a financial and emotional process and we are sensitive to both needs. Don’t be shy. Ask lots of questions. |
| | Research the home’s history. Find out when it was built, how long it has been for sale, what improvements have been made, and what is stated on the Seller’s Disclosure. |
| | Ask about our FREE Home Buyer’s Guide. If you’re uncertain about exactly what you want in a home, answering these questions in the home finding evaluation can clarify your needs and wants. |
| | Be prepared to renegotiate your first purchase offer. Sellers usually feel their home is worth the asking price. We will help you determine a fair and competitive first offer to avoid offending the seller with a “low-ball” price. Rest assured that we have your best interest at heart and will do everything possible to keep negotiations focused on finding a win-win situation. |
You might be a bit afraid or intimidated by the whole process of buying your first home. As top Wilbraham, Palmer and Monson real estate experts, it's our job to guide you, from beginning to end.
We will take the time to go through each and every step of the buying process. There are no dumb questions!
Together, we will consider:
- How much can you really afford?
- How to qualify for a mortgage.
- How much cash you should put down.
- How to buy a home with little or nothing down.
- What it takes to get approved for financing. What banks and other financial institutions are looking for.
- How much your payments will be.
- The tax advantages of buying.
- Is renting or buying better for you?
Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.